Dental Insurance – Philadelphia, PA
A Simple Guide to Using Your Dental Insurance
Dental insurance is often confusing, but it doesn’t have to be – especially when you visit MoyaDent Family Dentistry. Our dental office is an in-network provider for most of the leading private PPO dental insurance plans, and our skilled dentistry team members have plenty of experience helping dental patients make the most of their benefits. Because we’d love to help you save as much as possible on your dental care, we’ve included this quick and easy guide to understanding your dental insurance below. Don’t be afraid to call us if you have any questions!
Understanding How Dental Insurance Works
Dental insurance has a lot in common with regular medical insurance; they both involve paying monthly premiums in exchange for covering some or all of your care costs. The main difference is that medical insurance pays for treating health issues as they arise, while dental insurance focuses on preventing problems from developing in the first place. So, your plan probably offers more coverage for standard checkups and cleanings than for services used to treat tooth decay and damage.
What Does My Dental Insurance Cover?
Not all dental insurance plans are the same, but many of them come with a similar framework of the levels of coverage they offer for various types of services:
- Preventive services, such as checkups, cleanings, and X-rays, are covered at 80-100%.
- Restorative procedures, such as crowns and fillings, are covered at 50-80%.
- Cosmetic treatments, such as whitening and veneers, are NOT covered because they’re considered elective.
To maximize your savings, it’s best to keep up with your six-month checkups and cleanings. Not only are they probably fully covered, but they’ll help you avoid paying for expensive restorative procedures later on. Your smile and your wallet will thank you!
Our In-Network Dental Insurance Providers
MoyaDent Family Dentistry is in-network with many of the most popular PPO dental insurance plans in the country, so you can count on saving big when you choose us as your dental provider. However, we can most likely still help you save even if your plan is out-of-network. We’ll handle the necessary paperwork and work to get you reimbursed right away.